Recent Storm Damage Posts
The Different Substances Found in Flood Waters
Bacteria in rainwater in floodwater can cause serious bacteria growth in a very short period of time during a storm event
The Different Substances Found in Flood Waters
When floodwaters enter your home in Amicalola, GA, you never really know what substances could be in that water. For that reason, it is best to err on the side of caution and assume the water is contaminated. Studies of waters associated with flooding have found a variety of noxious elements present, including the following:
- Animal waste
Each flood is different and studies have shown that while one flood may contain harmful levels of bacteria, another flood might contain much lower levels. Nonetheless, all of these potential substances have serious implications for human health and could cause a variety of illnesses and infections. Your highest priority should be your safety and the safety of family members and pets.
Professional Flood Damage Cleanup
Because of the challenges associated with flooding, a professional storm mitigation franchise is a good choice for cleanup. Trying to do the work yourself can expose you to unseen pathogens that are present in the water. While safety should be a primary concern, cleaning up flood damage also requires special equipment and training. All household materials and contents that have been exposed to black water should be scrutinized and inspected for contamination. Many items will have to be discarded. A professional team is in a position to determine what can be restored and what will have to be replaced. Advanced restoration techniques may include replacing portions of drywall and insulation as well as immersive cleaning procedures.
Qualified Restoration Services
Any type of water damage from a storm calls for experience and expertise. When flooding is involved, the job becomes that much more technical. It qualifies as a true emergency and getting help fast is important. Having trained and certified technicians come to your home in a matter of hours can alleviate your stress level. They will know how to take care of the situation and will have the right equipment for the job.
How To Avoid Major Roof Damage: What the Average Business Owner Can Do
Missing shingles on a roof
How To Avoid Major Roof Damage
Roof damage is not the phrase you want to hear when a roofer looks over your establishment. How much is this going to cost you? Will insurance cover the price tag? Business owners in Talking Rock, GA, simply want to make a living, not worry about gaining a construction debt. But, without a cover, the company doesn't run; therefore, your best interests are to take care of it. Before it gets to that, though, proprietors could make effort to avoid an expensive, hold-your-breath tab. Here are three things to try and ward off a major roof claim.
1. Be Aware of Troublesome Areas
Be cognizant of how water and wind damage occur. What you don't know can hurt you in this case. Several times a year you should keep an eye on what is up above, asking a specialist to walk it over. During the inspection, the following should be considered:
- Are the shingles in a good state?
- Is the flashing okay?
- Are the gutters clogged?
- Is anything faded or missing?
Should your expert find anything, get it mended quickly. It could cost less and give you far less hassle to handle it while the trouble is small.
2. Trim Your Trees
Roof damage often occurs because a foreign object impedes it, causing holes or breaking shingles. This exposes the ceiling, allowing moisture to accumulate quickly. Often, this isn't even noticeable right away, building into a significant complication. Avoid this by looking around your yard, spotting troublesome sections in your foliage. Branches should be kept back, avoiding gutters and roofing.
3. Know People Who Can Help
As soon as you spot humidity trouble or rings in your ceiling, contact a reputable water restoration company in City, State. The experts can evaluate the severity of the situation, hopefully avoiding a full roof rebuild. They can tear out the impacted section as well as dry and repair it, hopefully saving you time and money.
Roof damage could shut you down. Don't put these issues on the back burner. Instead, keep eyes open, and take care of anything as soon as it happens.
What You Should Know About Insurance Adjusters After Your Home Floods
An insurance adjuster often plays an important role in restoration after flooding occurs
After a storm has caused mold or flood damage to your home in Talking Rock, GA, knowing what to do next can help to keep you from becoming overwhelmed. Though your flood insurance will often send out an insurance adjuster, you may not know the adjuster's purpose and what can be done before and after an adjuster arrives.
What Is an Insurance Adjuster's Job?
An insurance adjuster often plays an important role in restoration after flooding occurs. In general, an insurance adjuster will:
- Assess the damage to your home
- Document damage
- Correspond with and provide documentation to your insurance company
- Help determine what your insurance company will and will not cover
What Should You Do To Immediately After a Storm?
After the storm has passed, you may not know what to do first. It's often wise to contact your flood insurance company to inform them of the damage. The company will send an adjuster to visit your home, but if there is widespread damage in your area, it may take time for the adjuster to arrive. It can also be useful to keep your home dry after a flood, though it's often best to avoid using items that require electricity in order to avoid electrical hazards.
Should You Wait for an Adjuster to Arrive Before Starting Mitigation and Restoration?
After you have contacted your insurance company, you may be uncertain whether or not you should wait for the adjuster to arrive before beginning mitigation or restoration. Waiting for an adjuster may result in further flood or mold damage in some cases, however. Often, it's useful to contact emergency restoration services to assist with the most pressing issues before an adjuster arrives. If mitigation and restoration efforts need to begin before an adjuster visits, it can be helpful to first document any damage.
Flood insurance is often useful after your home has sustained major water damage due to flooding, but you may not know what initial steps to take after a flood. Knowing the adjuster's role, knowing how to mitigate damage to your home and understanding that restoration can begin before an adjuster arrives can help to prevent damage to your home.
What You Need To Know About Flood Insurance
Commercial insurance for flood coverage helps your business cope in a disaster.
What You Need To Know About Flood Insurance
A flood is one of the most common disruptions your business is likely to face in Mcdaniel, GA. As such, it pays to learn as much as you can about the often confusing information regarding commercial insurance and flooding. The National Flood Insurance Program can be a large help when it comes to providing valuable and timely information. To begin with, it defines a flood as when normally dry land is inundated from one of the following sources:
- Overflow of inland or tidal waters
- Rapid accumulation or runoff from any source
- Collapse or subsidence of land cause by erosion
The NFIP is overseen by FEMA. The General Property Form offers commercial entities two types of coverage: Building Property and Personal Property, each up to $500,000
Important Things To Know
As a business owner, you will have the ability to choose the deductibles for your plan. If you choose a higher deductible, you will pay a lower premium on your flood policy but will receive a lower payment on a claim. To file a successful claim it's important to keep receipts related to your business and to costs associated with your property. It's also critical to know what is covered by commercial insurance. The following property damage is generally covered when caused by a flood:
- The building and its foundation
- Electrical and plumbing systems
- Central air conditioning systems and furnaces
- Walls, paneling and built-in bookcases
- Water heaters
For personal property, furniture, equipment and machinery for business use are covered. Claims for original artwork and furs are limited to a total of $2500.
Commercial insurance for flood coverage helps your business cope in a disaster. As always, professional cleanup after a flood in Mcdaniel, GA, is a job for a professional storm management team. They are Faster to Any Size Disaster and will help your business recover from flooding.
What To Do When Filing a Flood Damage Claim
Filing a flood claim doesn’t have to be complicated.
Tips For Filling a Claim
When your residence yields to a flood in Cumming, GA, the first action you must take is to contact your insurance agent to file a flood claim. Reaching out to your insurance company should be top of the list, above cleanup and documentation. They will be able to offer some guidance and can help you decide on the next steps to take. Here’s some tips for filing a claim:
Check Your Insurance Policy
Refresh yourself on your policy. Different insurance policies offer different levels of coverage. Go over your documents if you have them handy to double-check your coverage before you talk to your agent. This might include:
- Hiring of a professional flood restoration company
- Replacement of damaged items
- Temporary accommodations while repairs are ongoing
Speak With an Agent
Contact your insurance company once you have your information on hand. It is best to do this immediately, as it can take a couple of days or even weeks for a claim to be processed. There might even be a time limit for when you can file a flood claim. This will get the ball rolling on restoring your house sooner rather than later.
Prevent Additional Damage
Once you have filed your insurance claim, it’s time to assess your home and take action to prevent further damage to your property. Standing water must be cleaned up. Excess moisture must be removed from the affected area by using wet vacuums, pumps, and/or dehumidifiers. Irreparable items should be thrown away. Items that can be salvaged should be left out to dry in a separate area free from moisture.
Filing a flood claim doesn’t have to be complicated. In fact, most companies make it easy for their clients to take the flood recovery process step-by-step. Despite the damage to your home, you can rest easy knowing that you don’t have to deal with it alone.
What's the Difference Between Flood and Storm Damage?
Storm damage in Dawsonville, GA
Learn Some Of The Key Differences Between Flood and Storm Damage
Flood damage and storm damage in Dawsonville, GA, can seem virtually identical. But there are key differences, some of which can have major implications when it comes to financing repairs. Curious to know what sets each of these apart from the other? Read on to learn some of the key differences.
While flood and storm damage have some important differences, they are the same in the potential impacts that they can have on a home or business. Some of the most common and most costly include:
- Temporary or permanent loss of business or residence
- Expensive cleanup costs
- Damage to personal goods
Different Causes of Damage
The mechanisms of damage can differ from a storm to a flood. In the case of a flood, damage often results from items being infiltrated by high levels of standing water. Storms, on the other hand, tend to cause damage from direct physical damage from high winds, hail and projectiles.
Different Types of Damage
Flood damages tend to be interior - that is, water damage that comes from appliances, carpeting, walls and more being left to soak in high waters. The result is typical water damage, which can include mold and mildew. Damages from a storm, however, tend to be more exterior. Storms batter the outside of a building, tearing of shingles and blowing out windows.
Different Insurance Coverage
One of the most financially relevant differences between these two types of damage involves insurance coverage. A homeowner's insurance policy will typically cover damages from a storm. But it usually will not cover damage from a flood - unless the flood is a direct result of a storm.
Storms and flooding can have very real consequences in terms of property cleanup and expense. Prepare in advance. Understand the differences between storm and flood damage as well as what some of the damage can be and you’ll be prepared.
What to do if you have damage from high winds?
SERVPRO can help after suffering from storm damage.
High winds can hit in Cumming, GA at any given time throughout the year. In some cases high winds can cause significant damage to your home. Here are some pointers if you need your home restored.
3 Ways SERVPRO can help you after suffering storm damage
- Evaluate damages. Contact SERVPRO immediately. They will send a project manager on site to start evaluating the damages.
- Extract water and place drying equipment. If there is water damage, SERVPRO will start extracting water and placing drying equipment inside the home. They will make sure to monitor it daily, and take accurate notes. These notes can be critical when dealing with your insurance company.
- Restoration and rebuilding. After the remediation process is done, SERVPRO can help with the rebuilding and restoration of your home. Our in house construction team is able to handle everything for you from start to finish.
If you have any questions, do not hesitate to reach out to us at anytime.
Flood Cuts: What You Should Know
A flood cut is performed when flooding contaminates the wall
Flood Cuts: What You Should Know
If your Ludville, GA, home has experienced storm flooding, then one of the many methods your chosen water damage restoration professional may used to utilize is a flood cut. For many homeowners unfamiliar with this method it may may be confusing as to why this step needs to be done. Here's what you may want to know.
1. What a Flood Cut Is
A flood cut is when restoration experts make a cut in the drywall approximately 12 inches above the flood line. They will then tear out the section of wall affected by the flood. This is done because flood water can often be contaminated with bacteria, and it's unwise to leave such sections in the home. After the drywall portion has been removed it can be replaced with a new section and made to look as if nothing has been done.
2. When a Flood Cut is Made
In most cases a flood cut will be used when the water causing the flooding is considered to be contaminated. Storm water usually falls into the black category because it's difficult to tell what it has come in contact with, and in many cases storm runoff can contain material from sewage. This means it has potential to carry bacteria which is unwanted in the home.
3. How a Flood Cut Helps Your Home
The removal of the portion of wall touched by flood water helps prevent further contamination in your home. It is a general recommendation that anything that may carry bacteria or mold be removed as quickly as possible, and that the affected area be thoroughly sanitized.
A flood cut is performed when flooding contaminates the wall. Removing the affected section is one way of preventing further damage to the home. Fortunately, your restoration professionals will know how to tear out and replace the section, and have it looking as if nothing had ever happened once the repairs are complete.
3 Tips for Sump Pump Maintenance
Maintaining your sump pump can help prevent large problems to your home.
Maintaning Your Sump Pump Can Help Prevent Water Damage
If you have a sump pump in your Ludville, GA, home, then you may already know the dangers flooding can present to your property. Fortunately, performing regular maintenance on your pump can help it stay in working order, which in turn can help prevent water damage.
1. Always Follow the Manufacturer's Recommended Use Instructions
Many water damage restoration companies recommend the pumps as a flood prevention method. When performing pump maintenance, it's important to always follow your manufacturer's recommended instructions. This includes making sure the cord is in good repair, and that the unit is plugged into a ground fault circuit interrupter. This can help ensure your pump correctly performs the intended job for its lifespan.
2. Regularly Check For, and Clean Out Any Debris
Another important step for maintaining your sump pump is to ensure the pump, the vent, the discharge pipe, and its intake screen remain clear of debris. Common clogs can be comprised of dirt, gravel, leaves, sticks, and other materials that may have gotten into the water. A clogged unit often has to work harder to do its job and is at greater risk of malfunction.
3. Perform Routine Maintenance on Your Pump
Regularly looking over your pump for any maintenance needs can help you prevent larger problems such as clogs and unit malfunction. Take the time to inspect the cord, and clear away any debris that could be a problem. If you find your pump is malfunctioning it's best to call a professional to service the unit.
Remember, maintaining your sump pump can help prevent costly water damage to your home. Always follow the manufacturer's instructions for how to use, plug-in and clean your pump. Keeping your pump clear of debris can also help prevent clogs which may damage the unit. It's important to check for these things on a regular basis. If you have any questions, a professional might be able to help.
4 Reasons To Get Commercial Flood Insurance
A flood policy offers protection to your building, get in contact with your insurance agent
Reasons Why Extra Flood Coverage is a Good Idea
When you start a business in Dawsonville, GA, one of the necessary costs is a solid insurance package. You know you are going to need property, liability and workers comp coverage. You may also consider purchasing a separate flood insurance policy. A flood policy offers extra protection and can save you thousands of dollars if your building sustains flood damage during a storm. There are at least four reasons why extra flood coverage is a good idea.
1. Your Property Policy Doesn’t Cover Flooding
At first glance, it may seem as if the property policy in your commercial insurance package pays for flood cleanup. If you read more closely, however, this coverage only extends to minor flooding caused by incidents such as broken pipes or roof leaks. It is not designed to protect you from the cost of larger floods.
2. Flood Policies Cover a Wide Variety of Circumstances
Flood insurance covers most major flooding events:
- Flash floods
- River overflow
- Broken levees or dams
- Snow melt
- Blocked drainage systems
As long as the flooding is widespread enough to cover at least two properties or 2 acres, the cost of storm cleanup services is likely covered.
3. Mold Remediation May Be Included
If the storm damage in your building is severe, specialists may not be able to completely mitigate the problem before mold starts to grow. If your building gets secondary damage from a covered incident, it is likely to cover the mold remediation as well.
4. A Flood Policy May Be Required
The location of your business may dictate whether or not you need a flood policy. If you live in an area that is prone to flooding, you may be required by law to purchase insurance for when such incidents occur.
Insurance is part of the cost of doing business. Investing in flood insurance, particularly if flooding is frequent, is a smart move.